Taking out a loan can come with many benefits, such as attaining your dreams or improving your financial situation. However, when it comes to borrowing money from loan sharks, the risks can outweigh the benefits. Loan sharks are illegal lenders [...]
Cars in Singapore come with a hefty price tag. If you're looking to save on your motoring expenses, COE (Certificate of Entitlement) renewal for your existing vehicle could be a cost-effective alternative to purchasing a new car. This guide tackles [...]
When navigating the realm of borrowing, especially from licensed moneylenders, you might have encountered the concept of a borrowing limit. This limit encompasses the total amount you owe from various moneylenders. But have you ever wondered how these lenders are [...]
Maintaining a good credit score is undoubtedly advantageous when seeking loans from traditional lending institutions like banks in Singapore. However, a less-than-stellar credit history doesn't have to be a roadblock to obtaining financial assistance. At OT Credit, a licensed moneylender, [...]
In the realm of financial solutions, bridging loans stand out as a convenient and efficient option for bridging the gap between two transactions. Often misunderstood, bridging loans are temporary financing solutions that cater to property developers and buyers. This blog [...]
Managing personal finances and obtaining loans can be challenging, especially for foreigners in Singapore. However, OT Credit offers a range of personal loan options tailored specifically for foreigners. In this article, we will explore personal loans for foreigners in Singapore [...]
Introduction: Dealing with debt can be overwhelming, especially when facing financial difficulties. Many individuals hesitate to seek help due to fears of judgment or lack of support. However, credit counselling provides a valuable resource for those looking to correct their [...]
Are you facing a financial crunch and need immediate access to emergency funds? Don't worry, getting a fast loan in Singapore is easy, thanks to the various options available in the market, including loans from licensed money lenders. In recent [...]
The housing market in Singapore has seen an upward trend, making it an opportune time for individuals to own a property. However, financing the down payment for a new property can be challenging, especially if you are still waiting for [...]
When it comes to borrowing money, there are two primary loan categories to consider: unsecured loans and secured loans. Each option has its own set of benefits and drawbacks, so it's important to thoroughly analyze your financial circumstances and goals [...]