
Personal Loans
If you need a personal loan in Singapore which gives you instant cash to splurge on that holiday or clear your outstanding expenses, our unsecured personal loan in Singapore is a loan that offer the most flexibility repayment term*.
Getting a new car
Well-deserved holiday
Perfect wedding
Home renovations
financial peace of mind
There’s no obligation to commit if you change your mind, and approvals can be valid for up to 30 days.

Emergency Fund
At OT Credit Pte Ltd, Emergency Fund in Singapore is offered as to our preferred customers.
Tailored interest rates based on your personal credit history
Flexible repayment frequency
Fast conditional approval
Same day funding available
Talk to us today.
Fill in our loan enquiry form and one of our customer service officer will be in touch within today.

Business Loan
OT Credit Pte Ltd provides business loans in Singapore that can help you establish the dream business you always wanted to build.
- Free up money tied up in customer invoices
- Stop worrying about your cash-flow
- Boost business to reach its full potential
- Simple to access additional funds
- Easy application, quick approval
It doesn’t take much to qualify

Cash Advance
As our cash advance is a small cash loan in Singapore, the time taken to process our loan through approval is usually less than 1 day, which means you are able to get cash within 1 day of applying for our loan in Singapore.
- Medical emergencies
- Paying bills
- Making down payment for products
- Paying for groceries and food
Stay-cation or short travel trips
With OT Credit Pte Ltd, you can get fast cash advance via our easy application process.