Choosing the right financing plan is essential for your business's growth and stability. Whether running a startup or an established company, navigating the various financing options is key to keeping your operations smooth and driving expansion. Think of business financing plans as a roadmap to secure your needed capital. Understanding these options can [...]
New Law Allows Moneylenders to Share Borrower Info for Credit Checks Licensed moneylenders in Singapore have been granted the authority to disclose borrower information to third parties, leading to improved credit checks and enhanced decision-making regarding loans. Amendments to the law, passed on November 22, now permit moneylenders to collaborate with a prescribed list of [...]
Singapore is a bustling city, where everyone is on the go, all the time. Financial needs are one of the most pressing needs, and you can’t always rely on your savings to help you through an emergency. At such a time, finding the best money lender Singapore can offer is crucial. With so many personal [...]
For drivers in Singapore, renewing your Certificate of Entitlement (COE) is a necessary process if you plan on keeping your car on the road. COEs are valid for 10 years, after which they must be renewed if you want to continue driving your vehicle. However, the process of renewing your COE can be quite complicated [...]
In today's fast-paced world, owning a vehicle has become more of a necessity than a luxury. Whether you're considering renewing the Certificate of Entitlement (COE) for your vehicle or are new to the entire process, OT Credit has got you covered. This article delves deep into the seamless process of how to renew COE with [...]
Money plays an undeniable role in every aspect of our lives. Unforeseen expenses, such as medical bills or home repairs, can arise at any moment, leaving us in need of a quick solution. This is where licensed money lenders in Singapore come in. But with so many options available, it can be difficult to choose [...]
Taking out a loan can come with many benefits, such as attaining your dreams or improving your financial situation. However, when it comes to borrowing money from loan sharks, the risks can outweigh the benefits. Loan sharks are illegal lenders that operate outside of legal financial institutions and prey on vulnerable individuals. In this article, [...]
Cars in Singapore come with a hefty price tag. If you're looking to save on your motoring expenses, COE (Certificate of Entitlement) renewal for your existing vehicle could be a cost-effective alternative to purchasing a new car. This guide tackles the frequently asked questions about COE renewal, offering valuable insights to help you navigate this [...]
When navigating the realm of borrowing, especially from licensed moneylenders, you might have encountered the concept of a borrowing limit. This limit encompasses the total amount you owe from various moneylenders. But have you ever wondered how these lenders are privy to this information? The answer lies in the Moneylenders Credit Bureau (MLCB) report. While [...]
Maintaining a good credit score is undoubtedly advantageous when seeking loans from traditional lending institutions like banks in Singapore. However, a less-than-stellar credit history doesn't have to be a roadblock to obtaining financial assistance. At OT Credit, a licensed moneylender, we offer bad credit loans tailored to individuals who may have faced repeated loan rejections [...]
