When navigating the realm of borrowing, especially from licensed moneylenders, you might have encountered the concept of a borrowing limit. This limit encompasses the total amount you owe from various moneylenders. But have you ever wondered how these lenders are [...]
Maintaining a good credit score is undoubtedly advantageous when seeking loans from traditional lending institutions like banks in Singapore. However, a less-than-stellar credit history doesn't have to be a roadblock to obtaining financial assistance. At OT Credit, a licensed moneylender, [...]
In the realm of financial solutions, bridging loans stand out as a convenient and efficient option for bridging the gap between two transactions. Often misunderstood, bridging loans are temporary financing solutions that cater to property developers and buyers. This blog [...]
Managing personal finances and obtaining loans can be challenging, especially for foreigners in Singapore. However, OT Credit offers a range of personal loan options tailored specifically for foreigners. In this article, we will explore personal loans for foreigners in Singapore [...]
Introduction: Dealing with debt can be overwhelming, especially when facing financial difficulties. Many individuals hesitate to seek help due to fears of judgment or lack of support. However, credit counselling provides a valuable resource for those looking to correct their [...]
Are you facing a financial crunch and need immediate access to emergency funds? Don't worry, getting a fast loan in Singapore is easy, thanks to the various options available in the market, including loans from licensed money lenders. In recent [...]
The housing market in Singapore has seen an upward trend, making it an opportune time for individuals to own a property. However, financing the down payment for a new property can be challenging, especially if you are still waiting for [...]
When it comes to borrowing money, there are two primary loan categories to consider: unsecured loans and secured loans. Each option has its own set of benefits and drawbacks, so it's important to thoroughly analyze your financial circumstances and goals [...]
Life is full of unexpected surprises, and sometimes we find ourselves in urgent need of financial assistance. Imagine opening your fridge one afternoon, only to discover that it's no longer functioning. With your food at risk of spoiling, you urgently [...]
When faced with the need for financial assistance, individuals often consider personal loans from licensed moneylenders or credit cards as viable options. Both choices offer their own advantages and disadvantages, and it's crucial to understand the implications of each before [...]