Introduction: Dealing with debt can be overwhelming, especially when facing financial difficulties. Many individuals hesitate to seek help due to fears of judgment or lack of support. However, credit counselling provides a valuable resource for those looking to correct their debt situation and improve their financial well-being. OT Credit, a trusted name in Singapore's financial [...]
Are you facing a financial crunch and need immediate access to emergency funds? Don't worry, getting a fast loan in Singapore is easy, thanks to the various options available in the market, including loans from licensed money lenders. In recent times, many Singaporeans have turned to low-interest personal loans, such as payday loans, to help [...]
The housing market in Singapore has seen an upward trend, making it an opportune time for individuals to own a property. However, financing the down payment for a new property can be challenging, especially if you are still waiting for the sale of your existing property to go through. This is where a bridging loan [...]
When it comes to borrowing money, there are two primary loan categories to consider: unsecured loans and secured loans. Each option has its own set of benefits and drawbacks, so it's important to thoroughly analyze your financial circumstances and goals before making a decision. In this blog post, we will explore the distinctions between unsecured [...]
Life is full of unexpected surprises, and sometimes we find ourselves in urgent need of financial assistance. Imagine opening your fridge one afternoon, only to discover that it's no longer functioning. With your food at risk of spoiling, you urgently need a replacement, but your savings are depleted, and payday is still two weeks away. [...]
When faced with the need for financial assistance, individuals often consider personal loans from licensed moneylenders or credit cards as viable options. Both choices offer their own advantages and disadvantages, and it's crucial to understand the implications of each before making a decision. In this article, we will explore the pros and cons of personal [...]
Small businesses are the backbone of Singapore's economy, accounting for 99% of all enterprises and employing over two-thirds of the country's workforce. However, sometimes these businesses need a little help to grow and thrive, and that's where small business loans and government funding come in. We will explore the different types of small business loans [...]
Are you in need of quick cash? Whether it's to pay off bills, fund a home renovation, or cover unexpected expenses, getting a loan from a legal money lender in Singapore can be a great solution. At OT Credit Pte Ltd, we understand that financial emergencies can happen to anyone at any time. That's why [...]
It is a common misconception that a person cannot get a personal loan in Singapore if he has a bad credit score. There are actually plenty of licensed moneylenders who are willing to lend you money even if your credit rating is not-so-perfect. However, do take note that the interest rates for personal loans given [...]
In order to find the best personal loan in Singapore, it is important to compare the different loans available from a variety of lenders. You can do this by using a personal loan calculator, which will allow you to see the different interest rates and repayment terms offered by each lender. Once you have found [...]
