Maintaining a good credit score is undoubtedly advantageous when seeking loans from traditional lending institutions like banks in Singapore. However, a less-than-stellar credit history doesn't have to be a roadblock to obtaining financial assistance. At OT Credit, a licensed moneylender, we offer bad credit loans tailored to individuals who may have faced repeated loan rejections [...]
In the realm of financial solutions, bridging loans stand out as a convenient and efficient option for bridging the gap between two transactions. Often misunderstood, bridging loans are temporary financing solutions that cater to property developers and buyers. This blog by OT Credit aims to shed light on the entire bridging loan process, including its [...]
Managing personal finances and obtaining loans can be challenging, especially for foreigners in Singapore. However, OT Credit offers a range of personal loan options tailored specifically for foreigners. In this article, we will explore personal loans for foreigners in Singapore and how OT Credit can assist you in finding the ideal loan solution. Understanding Personal [...]
Introduction: Dealing with debt can be overwhelming, especially when facing financial difficulties. Many individuals hesitate to seek help due to fears of judgment or lack of support. However, credit counselling provides a valuable resource for those looking to correct their debt situation and improve their financial well-being. OT Credit, a trusted name in Singapore's financial [...]
Are you facing a financial crunch and need immediate access to emergency funds? Don't worry, getting a fast loan in Singapore is easy, thanks to the various options available in the market, including loans from licensed money lenders. In recent times, many Singaporeans have turned to low-interest personal loans, such as payday loans, to help [...]
The housing market in Singapore has seen an upward trend, making it an opportune time for individuals to own a property. However, financing the down payment for a new property can be challenging, especially if you are still waiting for the sale of your existing property to go through. This is where a bridging loan [...]
When it comes to borrowing money, there are two primary loan categories to consider: unsecured loans and secured loans. Each option has its own set of benefits and drawbacks, so it's important to thoroughly analyze your financial circumstances and goals before making a decision. In this blog post, we will explore the distinctions between unsecured [...]
Life is full of unexpected surprises, and sometimes we find ourselves in urgent need of financial assistance. Imagine opening your fridge one afternoon, only to discover that it's no longer functioning. With your food at risk of spoiling, you urgently need a replacement, but your savings are depleted, and payday is still two weeks away. [...]
When faced with the need for financial assistance, individuals often consider personal loans from licensed moneylenders or credit cards as viable options. Both choices offer their own advantages and disadvantages, and it's crucial to understand the implications of each before making a decision. In this article, we will explore the pros and cons of personal [...]
Small businesses are the backbone of Singapore's economy, accounting for 99% of all enterprises and employing over two-thirds of the country's workforce. However, sometimes these businesses need a little help to grow and thrive, and that's where small business loans and government funding come in. We will explore the different types of small business loans [...]
